Fees are the single biggest predictor of your investment's performance.
The higher the fees, the lower your returns. It's that simple. And it's why 10X is different. We charge a single, low fee that's a fraction of what most other providers charge. That means more money for you when you retire.
Do you know what you're really paying for your investment?
Most people don't. And that's a problem, because the fees you pay can have a massive impact on your retirement savings over time. We'll show you exactly what you're paying now, and how much you could save by switching to 10X.
It can be difficult to work out exactly what you're paying, and the result is that 50% of South African investors either don't know what they're paying, or think they're paying nothing. In reality, many are paying more than 3% in fees.
Enjoy consistently superior returns with 10X
While low fees are critical, investment performance is equally vital in growing your retirement savings. At 10X, we have a proven track record of delivering market-beating returns across our funds.
For example, our 10X Your Future Fund has outperformed its benchmark for 15+ years running. This outperformance compounds powerfully over time, meaning a larger nest egg for our clients when they retire.
By combining our superior returns with our low fees, 10X provides a significant advantage in helping you reach your retirement goals. Whether you have R500,000 or R5 million to invest, our approach can help you retire with substantially more.
Compare what you are paying and what you could be saving
We'll analyse the fees you're currently paying and show you how they compare to 10X's low costs. Based on this fee difference, we'll also project the growth of your retirement savings over time with your current provider versus with 10X.
It's a quick and simple process that could make a substantial difference in your retirement.
Here are two real-life examples of the impact of fees on our clients' retirement savings:
| Comparison 1 | With current provider | With 10X |
|---|---|---|
| Current investment value | R 1 286 293 | R 1 286 293 |
| Monthly contributions | R 8 300 | R 8 300 |
| Fees (incl. VAT) | 2.57% | 1.04% |
| Years until retirement | 16 years | 16 years |
| Assumed annual growth* | 6.5% | 6.5% |
| Value at retirement | R 4 623 045 | R 5 512 262 |
| Difference | R 989 216 more |
* after inflation, before fees
| Comparison 2 | With current provider | With 10X |
|---|---|---|
| Current investment value | R 386 293 | R 386 293 |
| Monthly contributions | R 4 350 | R 4 350 |
| Fees (incl. VAT) | 3.24% | 1.15% |
| Years until retirement | 20 years | 20 years |
| Assumed annual growth* | 6.5% | 6.5% |
| Value at retirement | R 2 211 169 | R 2 985 596 |
| Difference | R 774 427 more |
* after inflation, before fees
Let's get started with your comparison report
What should I expect?
- We'll give you a quick call to walk you through providing the necessary information, like your current investment statement if you haven't uploaded it yet.
- As soon as we have all the details we need, we'll put together your personalised comparison report within 24 hours.
- A day or two after that, we'll be in touch to set up a call and go over the findings with you.
Robert James Bond
10X client since 24 Oct 2017
Switching to 10X was a refreshing surprise
At 10X, I experienced very high-level people, who gave me all the info I was looking for. In fact, they exceeded my expectations. While I was sceptical initially, I found the experience very pleasant, getting my first policy, making changes when I needed to make changes, and having access to qualified people.
Read full testimonialSean de la Rosa
10X client since 27 Oct 2019
Trustworthy and effective!
I'm so impressed by 10x. Just watched their most recent market update webinar. Honest, authentic feedback on how my money is doing. I can actually understand what Chris Eddy is saying. Many times these investment houses make things so complicated. 10X team please keep it up! ❤️
Read more testimonialsPatrick Tinkler
10X client since 16 Mar 2023
Excellent service and communication
I am a pensioner with all my pension investments at 10X Investments. The service and communication from this company is excellent and I am extremely satisfied. I must make a special mention of Andre Tuck who met with me at my home to discuss the benefits of 10X. He was so professional and knowledgeable.
Read more testimonials